Your RV rental now includes built‑in insurance protection—just structured differently than before. Beginning June 1, 2026, all ACW RV Rentals will operate under a renter‑primary insurance model. This means:
The renter’s insurance responds first in the event of a claim.
ACW RV Rentals’ commercial policy becomes excess coverage, stepping in only after the renter’s coverage is exhausted or if the renter has no applicable insurance.
This updated structure keeps your rental experience simple while ensuring every trip is protected.
Insurance is still included with every rental—no surprise add‑on fees.
Your own insurance will be the primary coverage.
ACW’s commercial policy provides secondary/excess protection for qualifying claims.
You get the same peace of mind, with clearer responsibility and smoother claims handling.
If you’ve rented through platforms that charge $55+ per day for insurance, you’ll appreciate that ACW continues to keep your trip affordable and stress‑free.